Life is a gift!
That’s why it is important to protect against its financial loss to our loved ones.
Life is a gift!
That’s why it is important to protect against its financial loss to our loved ones.
No-one likes to discuss this difficult topic of death, but it’s something we must do. The choices we make and plans we put in place can affect our immediate loved ones, and generations to come.
No-one likes to discuss this difficult topic of death, but it’s something we must do. The choices we make and plans we put in place can affect our immediate loved ones, and generations to come.
The Fear of Death
The Fear of Death
Is this your approach to discussions about death?
To reduce the negative impact of being inadequately covered, let’s begin our efforts before it’s too late.
Life Insurance & How It Works
What are the Sources of Income After Death? Do your current provisions adequately cover the cash and income needs of your loved ones in the event of death?
Life Insurance & How It Works
What are the Sources of Income After Death? Do your current provisions adequately cover the cash and income needs of your loved ones in the event of death?
uses of life insurance
Final Expenses
This is a fund set aside for those expenses associated with the death of an individual. Burial or cremation expenses are by no means the only expenses associated with death.
Medical Expenses
Some people, before death, go through a lengthy period of the hospital treatment and incur large medical bills. These sometimes leaves the family’s finances devastated.
Income Needs
These are the ongoing needs for income of the surviving dependant family members that continue until those members are self-sufficient.
Education Funding
A college or professional education is beyond the means of many dependent children who lose an income-earning parent.
Mortgage Redemption
After the death of a person with a family, they can remain in the home, free of a monthly mortgage payment. The family’s income need will be greatly reduced.
Surviving Spouse Income
If the spouse is a full-time homemaker, their earning power would likely have declined substantially as a result of having been out of the workforce for a period of time.
“Live, Love, Laugh, Leave a Legacy” – Steven Covey
Your Health is your Wealth
Sometimes death isn’t the worst thing that can happen to you or your loved ones